AskImamDarul Iftaa Mahmudiyyah (AskImam)

Am I assisting in sin by giving my banking details?

· 20 Shaʻban 1442 AH1 min readFatwa 47335English
Finance and Commerce

Question

Assalamu allikum Shiekh I live in the uk, recently my friend asked me to help with something. He sold his cat online and he wants me to give my account so that person who bought the cat can put the money in my account and then I will take out the cash and pay him only becuse he is applying for a mortgage and he doesn’t want money coming into his account. I know mortgage is harm, am I making a sin by helping him in this. I hope I am not involved in his mortgage. Jazakallah khair

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Your consciousness regarding Halal and Haram is commendable. May Allah bless you with Barakah in your life. Ameen.

Sometimes, unusual deposits in the account could jeopardize the closing and funding of the house [mortgage]. For this reason your friend asked you to provide your account details. You should explain him diplomatically and with wisdom the sin of getting involved in Riba [interest] and it’s consequences in this Duniya and in the Hereafter. You may read the harms of Riba on the following link:

http://www.askimam.org/public/question_detail/31860

Nonetheless, you may provide your account details to your friend to receive payment for the sale of his cat. [i]

And Allah Ta’āla Knows Best

Checked and Approved by,

Mufti Ebrahim Desai.

References (Arabic / Urdu sources)

[i] المبسوط للسرخسي (27/ 130)

وَأَخَذَ أَبُو حَنِيفَةَ رَحِمَهُ اللَّهُ بِظَاهِرِهِ ، فَقَالَ لَا بَأْسَ بِبَيْعِ الْعَصِيرِ ، وَالْعِنَبِ مِمَّنْ يَتَّخِذُهُ خَمْرًا ، وَهُوَ قَوْلُ إبْرَاهِيمَ رَحِمَهُ اللَّهُ ؛ لِأَنَّهُ لَا فَسَادَ فِي قَصْدِ الْبَائِعِ ، فَإِنَّ قَصْدَهُ التِّجَارَةُ بِالتَّصَرُّفِ فِيمَا هُوَ حَلَالٌ لِاكْتِسَابِ الرِّبْحِ ، وَإِنَّمَا الْمُحَرَّمُ قَصْدُ الْمُشْتَرِي اتِّخَاذَ الْخَمْرِ مِنْهُ ، وَهُوَ كَبَيْعِ الْجَارِيَةِ مِمَّنْ لَا يَسْتَبْرِئُهَا ، أَوْ يَأْتِيهَا فِي غَيْرِ الْمَأْتَى

تفصيل الكلام في مسألة الإعانة على الحرام (ص: 47)

وأما السبب البعيد؛ كبيع الحديد من أهل الفتنة، وبيع العنب ممن يتخذه خمراً، وبيع الآجر والحطب ممن يتخذها كنيسة، أو بيعة، وكذا إجارة الدابة لمن يريد سفر معصية، وأمثالها

Checked & approved by
Mufti Ebrahim Desai
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