Most-asked question

When does hajj become fardh, and can I go with debt?

59 fatawa in the archive answer questions on this, from 4 South African Darul Iftas (AskImam, Mufti Online, Jamiat KZN, Ibn Masood). Below, each Darul Ifta’s answer is quoted word for word from the opening of one of its fatawa.

Based on the fatawa linked below. Please read the sources and double-check with a Darul Ifta for your situation.

Consult a mufti for your situation. Fatawa SA is a read-only archive and issues no rulings of its own.

What the Darul Iftas say

“Since he delayed in setting out to perform his fardh hajj, Hajj-e-Badl will have to be performed on his behalf. However, Hajj-e-Badl will only be compulsory in the case where he made a wasiyyat (bequest) that hajj be performed from one third of his estate after his demise.”

Mufti Online — Will Hajj-e-Badl be compulsory if one delayed in performing Hajj and then passed away during the journey of Hajj? · 29 May 2025

“In this regard, there are two aspects to consider: The actual obligation of Hajj The obligation on the individual to perform the Hajj The obligation of Hajj refers to a person fulfilling the criterion of Hajj and having sufficient means to travel for the journey of Hajj.”

Jamiat KZN — Obligation of Hajj when one has not yet been accredited for Hajj · 26 Nov 2024

“You state that you do have sufficient wealth to cover your Hajj expenses; therefore Hajj is obligatory on you. However, you would have to be accompanied by a Mahram when making the journey for Hajj.”

AskImam — Is Hajj compulsory or Fardh for a woman who has such an amount of gold that Zakaat becomes Fardh upon her and she can cover Hajj expenses? · 2 Jun 2022

“The Hadith states that if a person has the means of performing Hajj yet he doesn’t perform Hajj, then he may pass away as a Jew or Christian. [Shua’bul Imaan Pg.443 Vol.5 / Tirmidhi Pg.167 Vol.3]”

Ibn Masood — Warning cited in Hadith for not performing Hajj in spite of it being obligatory · 6 Apr 2023

Quotes are the opening words of each answer as published; the full answer, its conditions and references are on the fatwa page. Answers depend on the exact details of each question.

Read the fatawa

  1. Will Hajj-e-Badl be compulsory if one delayed in performing Hajj and then passed away during the journey of Hajj? Mufti Online · 29 May 2025
  2. Obligation of Hajj when one has not yet been accredited for Hajj Jamiat KZN · 26 Nov 2024
  3. Is Hajj compulsory or Fardh for a woman who has such an amount of gold that Zakaat becomes Fardh upon her and she can cover Hajj expenses? AskImam · 2 Jun 2022
  4. Warning cited in Hadith for not performing Hajj in spite of it being obligatory Ibn Masood · 6 Apr 2023
  5. Appointing Someone who did not Perform his Fardh Hajj to do Hajj-e-Badl Mufti Online · 29 May 2025
  6. Wealth Requirement for Hajj to be Compulsory Jamiat KZN · 7 Jun 2024
  7. Going for Hajj with Loans - Is this permissible? AskImam · 21 Mar 2020
  8. Delaying fardh hajj due to one’s wife being ill Mufti Online · 3 Feb 2025
  9. Does Hajj still remain obligatory on a person if they had the means to travel for Hajj but they were not accredited for Hajj? Jamiat KZN · 1 Jun 2022
  10. Is Qurbani compulsory upon a person who performs Hajj e Tamatu'? AskImam · 7 Sep 2019
  11. Reward of fardh hajj and nafl hajj Mufti Online · 9 Dec 2018
  12. Is Hajj compulsory on minors? Jamiat KZN · 1 Jul 2019
  13. Is Hajj obligatory on my mother as she has acquired a large sum through inheritance? AskImam · 23 Oct 2018
  14. Does Hajj become compulsory through performing umrah in the months of Hajj? Mufti Online · 12 Jul 2016
  15. Is Hajj Fardh on the Wali of a woman who has the financial means? Jamiat KZN · 24 Jun 2019

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