Business & Finance · Subtopic
Insurance & Medical Aid
470 fatawa from 7 South African Darul Iftas on Insurance & Medical Aid, part of Business & Finance. Newest first; every fatwa links to the page where its Darul Ifta published it.
Subtopics are grouped from each Darul Ifta’s own categories and the fatwa titles, so the count is approximate.
By Darul Ifta
Insurance & Medical Aid fatawa — page 1 of 12
- Ibn Masood12 Aug 2026
Life Insurance
My mother has taken out 3 life insurance policies for 3 of us siblings. My mother lives with my brother who takes care of all her needs. We have…
Mufti Ahmed Saeed - Azaadville28 Jul 2026
Payout On A Voluntary Life Insurance Policy
If a person has a life insurance policy which pays out money once the person passes away, will it be permissible to distribute that money as…
- Azaadville1 Jul 2026
Tazkiya Life Cover
Is it permissible to contribute to the Tazkiya scheme?
- MUBZ17 Jun 2026
Liability After an Accident and Third-Party Insurance
An accident occurred in March 2025. On reversing from my mother’s driveway, vision was obstructed and my vehcile bumped into a third party vehicle.…
- Ibn Masood2 Jun 2026
Insuring A Masjid
An Islamic society owns certain properties, such as Masaajid, a wedding hall, a mall, and some residential houses. It is not legally mandatory to…
Mufti Ahmed Saeed - Mufti Online13 Apr 2026
Taking out travel insurance due to the current war
Someone is traveling next month and due to the current war and the uncertainty of flight disruptions, he has been advised to take out travel…
Mufti Zakaria Makada - Mufti Online14 Dec 2025
Is there "Islamic" insurance policies?
I have noted responses indicating insurance and any policy that covers estate costs and costs associated with death is Haraam. There are companies…
Mufti Ebrahim Salejee - Azaadville24 Nov 2025
Goods In Transit Insurance
We are a logistics providing company dealing with multinational companies providing logistics for their products. The challenge we are facing with…
- Mufti Online20 Nov 2025
Travel agent getting commission for customers taking travel insurance
I am a travel agent. It is becoming a common practice to offer customers travel insurance. We get commission back if the customer takes it and forms…
Mufti Ebrahim Salejee - Mufti Online11 Nov 2025
Being forced to take out insurance when buying a car on installments
There is car company and they are selling their cars in the following manner: I pay a certain amount of the total and they give me the car but they…
Mufti Zakaria Makada - Ibn Masood27 Sep 2025
Income Earned From Insurance Companies
I have family members who work for insurance companies, so will it be permissible to eat at their homes and accept gifts from them?
Mufti Abdul Kader Fazlani - Ibn Masood15 Aug 2025
Takaful
What is the Darul Ifta’s view on modern Takaful schemes?
Mufti Abdul Kader Fazlani - Mufti Online31 Jul 2025
Keeping track of an insurance company's products and payments
I work as a programmer for a company that has multiple customers like jet, Edgar's, Pep, Hollard, etc. Whatever the client requires, we create a…
Mufti Zakaria Makada - Mufti Online19 Jul 2025
Preparing an accounting system for someone selling insurance policies
My friend’s father earns commission on selling insurance policies. I have been asked to prepare an accounting system to record all the income and…
Mufti Zakaria Makada - Mufti Online9 Jul 2025
Using medical insurance that is part of one's employment contract
Can I use medical insurance provided to me by the company that I'm working as an employee for my purpose ?
Mufti Zakaria Makada - Mufti Online24 May 2025
Body corporate allocating insurance for the home in monthly levies
I have recently moved into a house which forms part of complex and is run by a body corporate. The house belongs to my wife in a Family Trust,…
Mufti Zakaria Makada - Azaadville17 Feb 2025
Deceiving An Insurance Company
Here in our country we have to take out car insurance. Hence the Ulama have permitted to avail of the lowest rate car insurance one can find.…
- Azaadville27 Jan 2025
Takaful
Is Takaful/Takafol permissible? Can a masjid or business be insured with this type of insurance?
- Azaadville23 Jan 2025
Life Insurance To Avoid Paying Estate Duty
I would like to find out about the permissibility of taking out life insurance only to pay the estate duty/tax.
- Mufti Online9 Nov 2024
Taking out travel insurance
Is travel insurance permissible in Islam, if it is optional or required?
Mufti Zakaria Makada - Mufti Online10 Sep 2024
Taking out mandatory travel or health insurance
My husband and I were planning on taking a trip to Istanbul, Turkey. We considered it as it is a Muslim dominant location and we wouldn’t have to…
Mufti Zakaria Makada - Azaadville24 Aug 2024
Mandatory Insurance Coverage
Car insurance is mandatory in USA. You cannot buy or drive any vehicle without proof of car insurance. I know that’s okay since it’s mandatory, but…
- Ibn Masood31 Jul 2024
Using Insurance Funds To Pay Taxes
A person has life insurance for his mother. She is still alive. is it permissible for him to keep the life insurance and once she passes away, he…
Mufti Mohammed Desai Saheb - MUBZ28 Jul 2024
Not Utilising the Total Amount of Cash Claimed from Insurance
If Zaid gets meets up in an accident and the evaluation of the damages is R50k His insurance pays him R50k and he fixes his car for R20k Can he keep…
- Mufti Online24 Jul 2024
Working for an insurance company
My father works as a "typist" in LIC India. Someone says that it is haraam while someone else said it is not. I'm confused, please clarify this to…
Mufti Zakaria Makada - Mufti Online2 Jul 2024
Franchise charging insurance to their customers
We have a tyre business which is a Dunlop franchise, they have this tyre insurance for the customers. Any damage to the tyre and they send a…
Mufti Zakaria Makada - MUBZ16 Jun 2024
Why is Insurance Ḥarām?
Why is insurance haram?
- MUBZ16 Jun 2024
Medical Aid/Hospital Plan
السلام عليكم ورحمة الله وبركاته Respected mufti. What is the Islamic perspective regarding medical aid and hospital plans. Specifically related to…
- Ibn Masood29 May 2024
Discovery Health Insurance
Is it permissible to take out Medical Aid with Discovery? What about “Vitality Rewards” with Discovery? Is this Jaaiz?
Maulana Ahmed Saeed - Azaadville27 May 2024
Home Insurance
We currently contribute to home insurance, what is the shariah’s view on this?
- Mufti Online4 May 2024
Funeral cover
Is funeral cover permissible in Islam?
Mufti Zakaria Makada - Ibn Masood21 Mar 2024
Insurance on transported goods
I am going to start an online store for my business. I will be using a courier company to deliver my orders. However they are advising that I insure…
Maulana Abdul Kader Fazlani - Ibn Masood5 Mar 2024
Insurance payout from building
Two weeks ago a family member of ours requested that we lend him some money because his geyser had burst ! Because he is staying in a block of flats…
Mufti Mohammed Desai - Azaadville22 Feb 2024
Hospital Plans
With the rising cost of medication, the overpopulated government hospitals and ridiculous prices of private hospitals is it allowed to take out a…
- Mufti Online19 Feb 2024
Taking out life insurance solely to pay the estate duty upon one's demise
A person's estate may be liable to pay more than 10 million in estate duty. In order to avoid this, is it permissible to have an insurance policy…
Mufti Ebrahim Salejee - Ibn Masood13 Feb 2024
Salary earned from an insurance company
For many years, I worked as an accountant in a life insurance company. I did not record any interest and none of my duties involved any interest or…
Maulana Ahmed Saeed - Mufti Online12 Feb 2024
Collecting funds on behalf of doctors from medical aid companies and charging a fee for the service
Is it permissable for one to collect funds on behalf of doctors from medical aid companies and debtors and charge a fixed percentage to the doctor…
Mufti Zakaria Makada - Ibn Masood6 Feb 2024
Working for an insurance company
My sister served as an accountant in a life insurance firm (that also dealt with retirement annuities, loans) for several years, but resigned upon…
Mufti Mohammed Desai Saheb - Mufti Online25 Jan 2024
Clalit Health Services
"I've been informed by my Muslim friend, an Israeli citizen, that according to the Mashaaikh in Palestine (Israel), participating in Clalit Health…
Mufti Ebrahim Salejee - Azaadville10 Jan 2024
Medical Aid And Hospital Plans
What is the view regarding Medical Aid and Hospital Plan? If it’s permissible, please indicate to which plan of which company will be permissible to…
Read-only index of fatawa already published by South African Darul Iftas, each linked to its original. Not a fatwa service — for your own situation, ask the issuing Darul Ifta.