Business & Finance · Subtopic
Interest (Riba) & Banking
1,723 fatawa from 9 South African Darul Iftas on Interest (Riba) & Banking, part of Business & Finance. Newest first; every fatwa links to the page where its Darul Ifta published it.
Subtopics are grouped from each Darul Ifta’s own categories and the fatwa titles, so the count is approximate.
By Darul Ifta
Interest (Riba) & Banking fatawa — page 1 of 44
- Jamiat KZN16 Oct 2026
Giving Interest funds to a poor Muslim
Is it permissible to give interest money to a poor Muslim? Or should we give it only to non-Muslims?
Mufti Muhammed Hamza Farooqui - Mufti Online8 Oct 2026
Charging a person one's expenses to deliver a loan to him
With regards to these two fatwas, I have the following questions: https://muftionline.co.za/node/36923 https://muftionline.co.za/node/36922 My…
Mufti Zakaria Makada - Ibn Masood5 Oct 2026
Bank Charges And Service Fees
I hold a credit card which I rarely use. I do understand that while it is permissible to use a credit card as long as repayments are made within the…
Mufti Ahmed Saeed - Camperdown5 Oct 2026
Using NSF Payments [Mauritius] to Pay Mortgage Interest in Canada?
Here is my question about using interest money to pay mortgage interest. I am paying mortgage for my house in Canada. I have the principal amount…
Abdour-Rahmaan Lim Voon Heek - Mufti Online23 Sep 2026
Taking a student scholarship from a bank
Is it permissible in Islam to take a student scholarship from a riba based bank? The father is a guard man and the mother is a cook.
Mufti Ebrahim Salejee - Camperdown11 Sep 2026
Purchasing a Vehicle Through a Bank with a Fixed Interest Rate
Assalamualaykum Respected mufti saheb Can a vehicle be purchased on high purchase through a bank with the interest rate fixed throughout the payment…
Abdour-Rahmaan Lim Voon Heek - Mufti Online9 Sep 2026
Loser paying the winner a certain amount in a race
I heard someone say that in Islam, it’s permissible to bet on yourself in a foot race against another person and whoever loses must pay the other…
Mufti Zakaria Makada - Mufti Online22 Aug 2026
Being charged a monthly credit facility fee on a credit card
I am using a credit card for which the monthly bill is issued on the 1st of every month. If I do not pay the bill by the 15th, the bank…
Mufti Zakaria Makada - Mufti Online20 Aug 2026
Charging the EFT charges when giving someone a loan
My friend asked me for a loan of R10 000. He said that he will pay me back the R10 000 after a week. There is no extra amount that I asked him to…
Mufti Zakaria Makada - Mufti Online20 Aug 2026
Charging petrol money to deliver the loan amount
My friend asked me for a loan of R100 000. He asked me to bring the money to him. I live in Pmb and he lives in Durban. Is it permissible for me to…
Mufti Zakaria Makada - Mufti Online20 Aug 2026
Getting involved in an interest transaction
My daughter works in a health company. Few days back one of her colleagues asked for 1000 dirhams from each person to give daman company and in…
Mufti Zakaria Makada - Mufti Online10 Aug 2026
Opening a bank account in order to receive interest
If I have a choice on whether my bank account will earn interest or not which is better to choose? If I earn the interest I will donate it to the…
Mufti Ebrahim Salejee - Mufti Online10 Aug 2026
Building an online platform where gaming organizations host skill-based tournaments and charge an entry fee
Is it permissible to build an online platform where gaming organizations can host skill-based tournaments and charge an entry fee per slot? I am not…
Mufti Ebrahim Salejee - Mufti Online10 Aug 2026
Charging a fee to join a tournament on a PC game and giving prizes
I host tournaments on a game called Fortnite. People pay me a fee. Everyone to take part in these tournaments, and I pick a few of them every…
Mufti Ebrahim Salejee - Mufti Online28 Jul 2026
Opening a bank account that accrues interest
Is it permissible to have a Capitec bank account? All Capitec bank accounts (global one) pay out interest regardless of the account type. It's not…
Mufti Zakaria Makada - Mufti Online21 Jul 2026
Using the FNB "Entertainer" app
Could you please advise on the permissibility of using the "Entertainer" app that FNB offers free to account holders? 1. The app gives discount…
Mufti Zakaria Makada - Mufti Online15 Jul 2026
Referring clients to parties offering "bridging finance"
I am an Attorney specialising in conveyancing. As part of the process, certain debts need to be paid by sellers before transfer is taken and the…
Mufti Ebrahim Salejee - Mufti Online14 Jul 2026
Helping one's wife pay an interest bearing loan
Before our marriage, my wife financed a car with an interest-bearing loan. I am not on the loan or title and had no involvement in the original…
Mufti Zakaria Makada - Mufti Online7 Jul 2026
Receiving gifts from a person who works in the bank
I would like advice regarding the following: My father works in the bank and it's his only source of income. After finding out that interest is war…
Mufti Zakaria Makada - Mufti Online1 Jul 2026
Upholding the laws of Islam in a Muslim or non-Muslim country
I would like to ask regarding فقه الأقليات. What is it? Could some examples be given of where it is applied? What's Mufti Saheb's stance on it? If…
Mufti Zakaria Makada - Ibn Masood1 Jul 2026
Paying A Supplier Twice
After concluding a business transaction with a person, I transferred payment to an account he had previously used. He then supplied me with a second…
Mufti Abdul Kader Fazlani - Mufti Online30 Jun 2026
Calling interest "service charge"
There is a government youth development department here. There is a loan project and it was declared on the terms 9% service charge for women with…
Mufti Zakaria Makada - Azaadville22 Jun 2026
Opening an Interest-Bearing Bank Account
I have a _____tec bank account. The account, like other accounts, incurs interest every month. The bank has recently introduced a new type of…
- MUBZ17 Jun 2026
Paying Traffic Fines with Interest Money
Can a person use interest money to pay traffic fines?
- MUBZ17 Jun 2026
Why Ribā (Interest) is Ḥarām
Assalamu Alaykum I have been asked by several non-Muslims as to why we Riba(interest) is haram I have explained to them that paying interest is a…
- Mufti Online15 Jun 2026
Disposing of money earned through gambling
If someone betted online and through this, he earned more money then what he put in. Now that he knows that betting is haraam, can he take back his…
Mufti Zakaria Makada - Mufti Online8 Jun 2026
Receiving a random reward when paying a fee to enter a campaign
Is it permissible in Islam to participate in a campaign where I send $0.001 (a very small amount) to someone, and in return I receive a random…
Mufti Zakaria Makada - Ibn Masood13 May 2026
Brokerage Fee For Company Involved In Interest
Would it be permissible to broker a deal between two companies who deal in interest for a brokerage fee?
Mufti Abdul Kader Fazlani - Azaadville9 May 2026
Accepting Gifts From Someone Employed At A Bank
A few years ago I had the opportunity of performing hajj. My sister had gifted me some money towards my hajj. At that time she used to work for…
- Mufti Online29 Apr 2026
Betting where no money is involved
Is it permissible to have a two way bet with a friend where no money is involved. For example, if you lose you wear an outfit of the winners…
Mufti Zakaria Makada - Ibn Masood24 Apr 2026
Fixed Loan Through The Bank
Is taking a fixed loan from the bank permissible? For example, the bank takes the papers thus assuming ownership of the car, and a higher fixed…
Mufti Abdul Kader Fazlani - Ibn Masood15 Apr 2026
Eating From Homes Of Bank Employees
Q1) Why is it not permissible to eat at homes where the breadwinner works at the bank? Q2) How do we go about explaining that due to the earnings…
Mufti Abdul Kader Fazlani - Mufti Online13 Apr 2026
Taking out travel insurance due to the current war
Someone is traveling next month and due to the current war and the uncertainty of flight disruptions, he has been advised to take out travel…
Mufti Zakaria Makada - Ibn Masood30 Mar 2026
Riba In Darul Harb
What is the rulling regarding interest in Darul Harb? Some Muslims based in countries like France, Belgium and the UK claim that these countries are…
Mufti Abdul Kader Fazlani - Mufti Online5 Jan 2026
Redeeming points from a bank and giving it in charity
My question is regarding Standard Bank U Courts. I do have points currently which I am not using as I believe that its haraam. Can I redeem the…
Mufti Zakaria Makada - Mufti Online4 Jan 2026
Winning money for catching the ball in the SA20 tournament
There is a cricket tournament called the SA20. In the SA20 tournament, if the batsman hits a 6, and someone from the crowd catches the ball with 1…
Mufti Zakaria Makada - Mufti Online14 Dec 2025
Is there "Islamic" insurance policies?
I have noted responses indicating insurance and any policy that covers estate costs and costs associated with death is Haraam. There are companies…
Mufti Ebrahim Salejee - Mufti Online9 Dec 2025
Entering a competition without paying any extra money for it
A filling station is running a competition. Anybody who fills more than R500 gets entry into a draw. No additional money is required to be paid. Is…
Mufti Zakaria Makada - Mufti Online4 Dec 2025
FNB Islamic Term deposit
Is the FNB Islamic Term deposit accepted to use?
Mufti Zakaria Makada - Mufti Online20 Nov 2025
Travel agent getting commission for customers taking travel insurance
I am a travel agent. It is becoming a common practice to offer customers travel insurance. We get commission back if the customer takes it and forms…
Mufti Ebrahim Salejee
Read-only index of fatawa already published by South African Darul Iftas, each linked to its original. Not a fatwa service — for your own situation, ask the issuing Darul Ifta.