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Zakaat: who pays, on what, and to whom

Zakaat is due once a lunar year on wealth above the nisaab threshold. Many South Africans calculate and pay it in Ramadan. These are published answers on the questions that come up most: nisaab, gold and jewellery, savings and retirement funds, shares and business stock, debts, and who may receive it.

48 fatawa from 7 South African Darul Iftas, picked by title for each question below, newest first and no more than two per Darul Ifta in a section. Every fatwa links to the page where its Darul Ifta published it.

Nisaab and when Zakaat is due

  1. Ibn Masood3 Mar 2026

    Ascertaining When Zakaah Is Due

    Due to the nature of my business, my earnings fluctuate. How do I calculate Zakaah in this instance where it is currently above the Nisaab amount…

    Mufti Abdul Kader Fazlani
  2. Azaadville3 Mar 2026

    Zakaat Calculation Date On The Gregorian Calendar

    Our annual Zakaat date is 28 Feb i.e. when we calculate our Zakaat due. By when should this liability be payable?

  3. Azaadville26 Feb 2026

    Zakaat Calculation Date Unknown

    It has become a trend for most people to discharge their Zakaat at the beginning of Ramadaan. It is an every year routine. For some people, it has…

  4. Camperdown31 Jan 2026

    Changing Zakat Date To Ramadan

    My zakat due date is few months before Ramadan. Can I move my zakat date to Ramadan so that it is easier to remember?

    Rukunuddin Bin Jahangir
  5. Mufti Online11 Jan 2026

    Wife discharging zakaat on her gold for previous years

    I have been married around 15 years, and my wife was give more gold ornaments by their parents! There is zakaat to be given for it and she did not…

    Mufti Zakaria Makada
  6. Mufti Online30 Oct 2025

    Using the nisaab of silver when calculating zakaat

    If I possess gold and cash (and no silver) the value of which goes above silver nisaab but remains below the gold nisaab, do I have to pay zakaat on…

    Mufti Zakaria Makada
  7. Ask Imaam4 Oct 2025

    I did not have access to my father's inheritance for 7 years. How do I calculate Zakat for those years?

    I have a query relating to zakaat. My Father had passed away 7 years ago and had left me jewellery and an investment policy. I had no access to the…

    Sohail ibn Arif
  8. MUBZ4 Jul 2025

    Calculating Zakāh on an Incorrect Date

    السلام عليكم ورحمۃ اللہ وبركاتہ Most Respected Muftī Sab, We would truly appreciate Muftī sab’s guidance on the following matter, please… If a girl…

Gold, silver and jewellery

  1. Camperdown7 Aug 2026

    Zakah on 9-carat Gold

    Will there be Zakah on a 9 carat watch?

    Abdour-Rahmaan Lim Voon Heek
  2. MUBZ17 Jun 2026

    How to Calculate Zakāh on Gold

    Assalamualaikum, I hope you are well. As we know, the gold rate has been continuously increasing, and with the blessed month of Ramadan approaching,…

  3. Azaadville15 May 2025

    How To Calculate Zakaat On A 22 Carat Gold Jewellery Set And A Silver Ring

    How is Zakaat calculated on a 22 carat gold jewellery set and a silver ring that is 80g?

  4. Camperdown18 Mar 2025

    Zakat on cash and Kruger Coin

    Aslms hope mufti saheb is well. 1) I wanted to ask if the only excess wealth a person has is a Kruger coin, is one liable for zakaat as it is less…

    Suale Maguene Faine
  5. Azaadville5 Mar 2025

    Zakaat On Kruger Coins

    I would like to find out the ruling regards payment of zakaat of a 1oz Kruger coin. Do I pay 2.5% of the market value of the Kruger coin (example…

  6. Ask Imaam1 Feb 2025

    Is Zakaat due on jewellery besides gold and silver ?

    Is zakat due on platinumjewellery and other expensivemetals other than goldand silver.

    Muhammad I.V Patel
  7. Ask Imaam2 Dec 2024

    Is zakat compulsory per annum on items of gold or only once in a lifetime?

    if once paid for zakat for a particular quantity of gold or money, and this gold we keep for several years. For this gold we have to every year or…

    AbdulMannan Nizami
  8. Jamiat KZN1 Oct 2024

    Zakaat on lost jewellery

    A woman lost her jewellery 20 years ago. She had no idea whether it was misplaced in the home or it was stolen. Eventually, whilst moving houses,…

    Mufti Muhammed Hamza Farooqui

Savings, pensions and retirement funds

  1. Ibn Masood29 Jul 2026

    Zakaah On Provident Fund

    My late father left me a provident fund as part of my inheritance. The current value is approximately R700 000. I have the option of withdrawing the…

    Mufti Ahmed Saeed
  2. Camperdown10 Feb 2026

    Can Zakat Be Given in Kind (Not Cash)?

    Asssalam alaikum Can we give Zakat in kind? Not giving cash rather groceries or clothes books

    Abdour-Rahmaan Lim Voon Heek
  3. Ask Imaam30 Jul 2025

    Do I have to pay Zakaat on my pension funds?

    As Salaam u Alaikum. Kindly advise on how to calculate zakaat on the following asset classes - my annual zakaat date is 1st Ramadaan: 1.…

    Abrar Habib
  4. Mufti Online28 Jul 2024

    Discharging the market value of goods for zakaat if one does not have cash

    I have a retail business that's just breaking even month on month, alhumdulillah. This year has been my hardest year and revenue is declining. I…

    Mufti Zakaria Makada
  5. MUBZ17 Jun 2024

    Zakāt on Pension Fund – Subtracting Zakāt from a Loan

    1.Is zakaat payable on pension fund savings and Retirement annuity that is only accessible on resignation or retirement ? 2. Scenario: person A has…

  6. Ask Imaam22 Jan 2024

    Is it necessary for me to pay Zakat on savings money?

    Is it necessary for me to pay Zakat on savings money?

    Mohamed Ebrahim bin Ismail Abdullah
  7. Azaadville4 Oct 2023

    Zakaat On A Pension Fund

    It is compulsory for employees to invest a portion of their salaries in a Pension Fund. After retirement, employees have access to one third of the…

  8. Ibn Masood15 Aug 2023

    Zakaah on provident funds

    With regards to the question on a provident fund where the wife becomes the beneficiary, is Zakaat payable on receipt of the funds, or is there no…

    Maulana Abdul Kader Fazlani

Shares, property and business stock

  1. Ibn Masood12 Oct 2026

    Zakaah On Property

    Please can you advise on the following set of facts: 1. A property-owning company owns a commercial property which it rents at a market-related…

  2. Azaadville22 Jul 2026

    Zakaat On A Shared Pool Of A Company

    Is there a Zakat on a shared pool of a company? i.e. each year the company always keep some money aside in case of an emergency, no one is the owner…

  3. Ibn Masood22 Jun 2026

    Zakaah On Investments With Old Mutual

    A person has an investment in Old Mutual. Does he pay Zakaah on the full amount that is in the portfolio, or only what was invested in the last year?

    Mufti Abdul Kader Fazlani
  4. Camperdown19 Mar 2025

    Using Zakaat funds to start a business and hire poor people

    Is it permissible to take zakat, make a business, and hire only needy people whom depends on zakat for living, to work in that business? Please give…

    Shahid Shaikh
  5. Azaadville6 Mar 2025

    Calculating Zakaat On Stock

    We are in the process of taking stock for our business, we would like to know if we calculate zakaat on the selling price of the stock or the cost…

  6. Ask Imaam1 Mar 2025

    I'm running business from home. Do I pay my Zakaat on cost price or selling price?

    I'm running business from home. Do I pay my Zakaat on cost price or selling price? Please advise. Jazakallah.

    Mawlana Mohammed Patel
  7. Mufti Online9 Feb 2025

    Paying zakaat once one acquires one's share of the inheritance

    Regarding inheritance/working out zakaat, an estate has only money, no business, etc. The house and car of the deceased was already given to his…

    Mufti Zakaria Makada
  8. MUBZ17 Jun 2024

    Zakāh on Livestock

    I’d like to pose this question: If I’m a Muslim farmer with 22 cows and 1 bull, 18 sheep ewes 1 full grown ram and 7 younger rams (less than 2years…

Debts and loans

  1. Jamiat KZN27 Aug 2026

    Zakaat on monies owed in lieu of services

    I have a consulting business. When my Zakaat date arrives, do I include in my Zakaatable wealth the money that clients owe me for services already…

    Mufti Muhammed Hamza Farooqui
  2. Ibn Masood2 Jun 2026

    Zakaah While In Debt

    I have a debt of 230 000 to pay on a house. My monthly payment is 7000 until the house is fully paid. I have 33 000 in savings, and 30 000 which I…

    Mufti Ahmed Saeed
  3. Azaadville4 Mar 2026

    Offsetting A Loan With Zakaat Funds

    If someone owes some money to me and this person is eligible to accept Zakaat, would it be permissible to offset the amount owed to me with Zakaat…

  4. Camperdown29 Oct 2025

    Can a Shopkeeper Use His Zakat to Clear His Client’s Outstanding Debt?

    Assalaamu alaykum Respected Mufti Saheb “A” had purchased some car parts worth R6 000.00 and put them in his car. The transaction was a credit one,…

    Baba Abu Bakr
  5. Azaadville13 Aug 2025

    Zakaat On The Debt Incurred To Purchase A Home

    Zayd bought his family house from his mother 3 years ago. He had no cash to pay. There was a verbal agreement that he had bought the house. His…

  6. Ibn Masood4 Aug 2025

    Zakaat On Outstanding Debt

    I sold my share of a property in Rajab 1445, for R100. At the conclusion of the sale in Rajab 1445, I received R90 as payment. The buyer promised to…

    Mufti Abdul Kader Fazlani
  7. Ask Imaam2 Mar 2025

    Can a loan be converted to Zakaat and do you have to specify while giving Zakaat that it's Zakaat?

    One of my friends had given a loan to his relative. The relative has intentions of repaying the loan, but his economic condition is very bad and he…

    Ml. Sohail Bengali
  8. Ask Imaam18 Feb 2025

    Can I use Zakat to pay off my mother’s loan?

    Can I use Zakāt to pay off my mother’s loan?

    Mawlana Faraz Ibn Adam

Who may receive Zakaat

  1. Ibn Masood24 Sep 2026

    Qualifying As A Recipient Of Zakaah

    I took out a car loan on Islamic finance. I am currently in debt with the bank for over R240 000. It will take a few years to pay this off. Am I…

    Mufti Abdul Kader Fazlani
  2. Camperdown14 Sep 2026

    Eligible Zakat Agent Using Funds for Himself

    Assalamu Alaykum. Kindly assist with the following query: Yusuf regularly gives his zakat to Ahmad, who acts as Yusuf’s wakeel and distributes it to…

    Abdour-Rahmaan Lim Voon Heek
  3. Mufti Online6 May 2026

    Value of zakaat given if buying an animal and distributing its meat

    A person need to give R25 000 in Zakaat. If he buys a cattle (for that price) and give it's meat as Zakaat, is it permissible and will his whole…

    Mufti Ebrahim Salejee
  4. Mufti Online29 Apr 2026

    Paying the employee's rent with zakaat money

    I have a Muslim helper. She has been having problems with where she is staying and needs help with rent. Is it permissible for me to pay her rent…

    Mufti Zakaria Makada
  5. Camperdown7 Mar 2026

    Pay my Zakat and I will sort you out….

    Please let me know I know someone who can receive Zakat My friend has to pay his Zakat If he tells me give this person Zakat and I will sort you…

    Baba Abu Bakr
  6. Azaadville6 Mar 2026

    Giving Zakaat To Siblings

    Is it persmissible to give my Zakaat to my sister who is in financial difficulty?

  7. Azaadville2 Mar 2026

    Giving/Discharging Zakaat To Orphanages

    An orphanage has in their care, orphans, as well as other children whose parents have placed them under their care. The parents do not care for…

  8. Ask Imaam8 Oct 2025

    Giving zakat money for a feeding scheme - Will this be permissible?

    Assalamu alaikum Hazrat Mufti saheb There is a widow who needs food to run her feeding scheme? Will it be permissible for me to give her in kind but…

    Aboobakr Siddeeq bin Mufti Amjad Mohammad

Zakaat calculator · All Zakaat fatawa · Calculating Zakaat · Who can receive

Read-only index of fatawa already published by South African Darul Iftas, each linked to its original. Not a fatwa service — for your own situation, ask the issuing Darul Ifta.